Regulatory disclosures.

Statutory disclosures, terms of service, and operational policies for Tesseract Investment Oy, authorized as a crypto-asset service provider (CASP) under MiCA and supervised by the Financial Supervisory Authority of Finland (FIN-FSA).

Documents are provided as PDFs to preserve formatting required for regulatory review and counterparty diligence.

Terms, disclosures, and policies.

The current version of each document is published below. We publish updated versions when amendments are made; previous versions are available on request.

Terms

• Website Terms and Conditions

  Terms governing the use of Tesseract websites and services.

  PDF · 150 KB View →

• Terms and Conditions of Crypto Asset Services

  Master client terms for the regulated crypto-asset services provided by Tesseract Investment Oy.

  PDF · 389 KB View →

• Crypto Lending Terms and Conditions

  Terms for Tesseract's institutional (B2B) crypto lending product, provided by Tesseract Earn Oy and its UK subsidiaries.

  PDF · 536 KB View →

• Dedicated Client Vault Terms and Conditions

  Master terms for the Dedicated Client Vault discretionary portfolio management service, provided by Tesseract Investment Oy.

  PDF · 425 KB View →

• Fee Schedule

  Standard fees applied to crypto-asset services and accounts.

  PDF · 243 KB View →

Disclosures

• Conflicts of Interest Disclosure

  How Tesseract identifies, manages, and discloses actual or potential conflicts of interest.

  PDF · 315 KB View →

• Statutory Disclosure for Crypto-Asset Transfer Services

  Statutory disclosure required for crypto-asset transfer services under MiCA.

  PDF · 207 KB View →

• Information regarding the service provider and services (Distance selling)

  Pre-contractual information for distance-selling of services to consumers.

  PDF · 254 KB View →

• Customer Complaints Disclosure

  How to raise a complaint with Tesseract and how it will be handled.

  PDF · 39 KB View →

• ESG Disclosure

  Environmental, social, and governance disclosure for crypto-asset services.

  PDF · 157 KB View →

Policies

• Summary of Custody Policy

  Client-facing summary of how client assets are safeguarded.

  PDF · 157 KB View →

• List of brokers and execution venues

  Approved counterparties and execution venues used by Tesseract.

  PDF · 58 KB View →

• Execution Policy

  How Tesseract obtains the best possible result when executing client orders.

  PDF · 197 KB View →

Privacy and cookies

• Privacy Notice

  How we collect, process, and protect personal data under GDPR and the UK Data Protection Act. VIEW →

• Cookie information

  Cookie categories in use, what they do, and how to manage or disable them. VIEW →

Issuer whitepapers.

Whitepapers for crypto-assets serviced under our MiCA authorization. Links open the issuer's published whitepaper in a new tab.

• Bitcoin
• Ether
• USDC
• USDT
• Litecoin
• Ripple
• Solana
• Cardano
• Polygon
• Polkadot
• Avalanche
• DAI
• ATOM
• NEAR

Compliance enquiries.

For regulatory questions or document requests not covered above, email our compliance team. We typically respond within one business day.

compliance@tesseract.fi